HAVE YOU BEEN WRONGFULLY DENIED?
Insurer of Bad Faith
When and insurance company wrongfully or incorrectly denies a claim, the policy holder is able to press suit against the insurance company for breach of contract. In the case of a breach of contract, the policy holder may be awarded the proper amount under the insurance policy. The term “Insurance Bad-Faith” refers to an insurance company providing an unreasonable denial, delay of a claim, or delay of the claim with malice, fraud, or oppression. When insurance bad-faith is taken by the insurance company, the policy holder may be entitled to not only the amount of the claim under the policy and also possibly punitive damages that would deter the insurance company from attempting to deny rightful beneﬁts in the future.
Insurance companies have a duty to treat its consumers with good faith and fair dealing. Often, insurance companies, for no good reason, will deny coverage to policyholders who have been paying premiums for years if not decades. When this occurs, consumers should consult with an attorney to discuss their legal rights and obligations. Insurance companies make huge profits and should not be allowed to deepen their pockets even further at the expense of denying coverage and fair benefits to consumers. If you or a loved one have been wrongfully denied claims for benefits, whether auto, health, or life insurance; immediately contact an experienced attorney to discuss your options, contact the Law Ofﬁce of J. Scott Wickland at 928-718-8888.